Times are hard with the uncertain economic landscape, coupled with the unstable housing market and the high number of the unemployment rate has left many in debt that they are very incapable of paying. Debt collectors will start to call and pile up, the person in debt will start to feel like they are trapped and that there is no possible way out of their current situation.
Most often than not, collection agencies tend to step over the line and perform unfair debt collection practices, this is when you take a stand and seek professional help to be able to fight unfair debt practices. You will have to touch up on your rights and a good course of action. Situations like these where you are constantly being bombarded with shady debt collection tactics tend to make people feel like there is no way out and that they are helpless. Knowing your rights is the first step to help you out and can lead to debt resolution assistance.
Knowing your rights is a great way of stopping unscrupulous debt collectors from making your life miserable and harassing you day in and day out. It is well within every right of the debt collector to gather contact information about you such as your place of work or current address from references such as family members or co-employees. But debt collectors do not have the right to repeatedly contact or call these people for your contact information again and again. In short, debt collectors are not allowed to harass other people just to get in touch with you. Also, your right to privacy is protected by the law, a debt collection agency is not allowed to threaten you with any form of public exposure or public humiliation by exposing your debt to the public.
If you are in need to fight an unfair debt lawsuit and that you are being sued by a collection agency and are need to get help for your debt lawsuit.
First you have to know the importance of the summons. Some people think it’s wise to contact the agency and ask some questions to clarify things, others just pretend they don’t exist and ignore them until they go away. Well both of these are just bad ideas. To fight an unfair debt lawsuit, the best thing to do is to actually respond, this does not mean that you are admitting guilty to their accusations. They will win by default if you don’t respond. You don’t even need to hire an attorney for to fight an unfair debt lawsuit. But if you do need to get help with a debt lawsuit, then you can easily hire an attorney just to be sure you can fight your debt lawsuit.